Last updated: May 28, 2026
By accessing and using the website at the-fsservices.com (the "Site"), you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree with any part of these Terms, you must not use the Site. These Terms constitute a legally binding agreement between you and F & S SERVICES ("Company," "we," "us," or "our").
You agree to use the Site only for lawful purposes and in a manner that does not infringe upon the rights of, or restrict or inhibit the use and enjoyment of the Site by, any third party. Prohibited conduct includes, but is not limited to:
F & S SERVICES provides business funding solutions including, but not limited to, term loans, business lines of credit, SBA and government loans, commercial real estate financing, equipment financing, and revenue-based financing. All services are subject to credit approval and underwriting requirements.
Information presented on this Site is for informational purposes only and does not constitute a commitment to lend, a guarantee of funding, or a binding offer. All funding terms, rates, and conditions are determined on a case-by-case basis during the underwriting process.
Submitting a contact form or application through the Site does not guarantee approval or funding. All applications are subject to our underwriting criteria and approval process. We reserve the right to decline any application at our sole discretion.
All content on the Site, including text, graphics, logos, images, and software, is the property of F & S SERVICES or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our prior written consent.
The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the maximum extent permitted by law, F & S SERVICES and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or these Terms, regardless of the theory of liability.
You agree to indemnify, defend, and hold harmless F & S SERVICES and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your use of the Site, your violation of these Terms, or your violation of any rights of another party.
By opting in to receive SMS/MMS messages from F & S SERVICES, you agree to the following terms:
Carriers are not liable for delayed or undelivered messages. We reserve the right to modify or discontinue the SMS messaging program at any time.
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding your personal information.
The Site may contain links to third-party websites or services that are not owned or controlled by F & S SERVICES. We are not responsible for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of any third-party website.
These Terms shall be governed by and construed in accordance with the laws of the state in which F & S SERVICES is organized, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in that state.
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Site with an updated "Last updated" date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions shall remain in full force and effect.
For questions about these Terms & Conditions, please contact us:
F & S SERVICES
Email: jonathan@the-fsservices.com
Website: the-fsservices.com